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Keep Your Accounts Up to Date It's hard to imagine just “forgetting” about an account. But it happens more often than you might think. With a few simple steps, you can keep your accounts active, avoid some unnecessary hassles, and help us avoid the expense involved with inactive accounts. Dormant accounts: At AltaOne, if an account shows no activity for 1 year, it is considered dormant. Even though the money is still yours, by law, we must turn the funds over to the state at the end of the 3rd year. This situation is easy to avoid if you: Keep accurate records of all your financial accounts. Make sure there is some type of transaction in each account at least once a year. This could be a withdrawal, a deposit, or simply a written correspondence. Review your financial records at least once a year. Beneficiaries: Remember that your beneficiary information could change over the years, due to marriage, divorce, death or other circumstances. You should double-check the beneficiary designations from time to time on your insurance policies, IRAs and other assets. Contact information: It is important for us to have up to date contact information at all times. Please let us know right away if your address, name, phone number or other information changes.To update your information call 1-800-433-9727 or visit your local member service center. Financing summer “toys” Americans work hard – and play hard! According to the National Marine Manufacturers Association, there are more than 17.6 million recreational boats in use right now, not to mention RVs, motorcycles and other grown-up toys. If you’re thinking of indulging your inner child this summer, you’re in luck. AltaOne has financing options that can make even the biggest toy surprisingly affordable. Your choices include: A vehicle loan: With competitive rates and terms up to 84 months, our conventional vehicle financing is a great way to go. We can finance up to 100% of the purchase price, and we’ll be happy to pre-approve your loan so you can shop as a cash buyer. A home equity loan: You can lock in a very competitive rate and gain the advantage of tax-deductible interest (consult your tax advisor to be sure). A personal loan: If you’re thinking on a smaller scale (Jet Ski instead of yacht), a personal loan might be your best choice. We offer great rates with affordable terms to fit your budget. Let us know what kind of toy you’d like to buy, and we’ll do our best to help make it happen! Just call or stop by for friendly, personal assistance, or visit www.AltaOne.org to use our convenient online application form through your PCU online banking account.