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RatesBump-Up* Term Share/IRA Certificates18 Month with one bump option (Minimum balance $5,000)Rates effective July 1, 2010| Rate Name | Account Balance | Rate Amount | APY | | | | 18 Month Bump-up | $2,500- $9,999 | .90% | .90% | | | | | 18 Month Bump-up | $10,000 - $49,999 | .95% | .95% | | | | | 18 Month Bump-up | $50,000 & Over | 1.00% | 1.00% | | | *Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower.
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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30 Month with two bump options (Minimum balance $10,000)Rates effective July 1, 2010| Rate Name | Account Balance | Rate Amount | APY | | | | 30 Month Bump-up | $10,000 - $49,999 | 1.25% | 1.26% | | | | | 30 Month Bump-up | $50,000 & Over | 1.35% | 1.36% | | | *Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower.
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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