Rates

Term Share / IRA Certificates

6 Month

Account Balance	Rate	APY
$500 to $2,499	.15%	.15%
$2,500 to $9,999	.20%	.20%
$10,000 to $49,999	.25%	.25%
$50,000 & Over	.30%	.30%
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top

12 Month

Account Balance	Rate	APY
$500 to $2,499	.35%	.35%
$2,500 to $9,999	.40%	.40%
$10,000 to $49,999	.45%	.45%
$50,000 & Over	.50%	.50%
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top

24 Month

Account Balance	Rate	APY
$500 to $2,499	.65%	.65%
$2,500 to $9,999	.70%	.70%
$10,000 to $49,999	.75%	.75%
$50,000 & Over	.80%	.80%
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top

36 Month

Account Balance	Rate	APY
$500 to $2,499	.85%	.85%
$2,500 to $9,999	.95%	.95%
$10,000 to $49,999	1.05%	1.05%
$50,000 & Over	1.15%	1.15%
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top

48 Month

Account Balance	Rate	APY
$500 to $2,499	1.20%	1.21%
$2,500 to $9,999	1.30%	1.31%
$10,000 to $49,999	1.40%	1.41%
$50,000 & Over	1.50%	1.51%
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top

60 Month

Account Balance	Rate	APY
$500 to $2,499	1.55%	1.56%
$2,500 to $9,999	1.65%	1.66%
$10,000 to $49,999	1.75%	1.76%
$50,000 & Over	1.85%	1.86%
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top