Rates   |   Information Desk   |   Join Us   |   Careers   |   FAQ's   |   Check Reorder   |   Contact Us   |   Home
businessheader.gif
Personal Accounts | Loans/Visa | Business Members | Young Members | Investments | Convenience Services | Planning & Tools
     Search:      
   Print this Page  Print this Page Email a Friend  Email a Friend
Rates
Real Estate Loans
Autos / Recreational Vehicles / Boats / Motorcycles
Off Road Vehicles / Personal Watercraft / Snow Mobiles / Utility Trailers
Visa Cards
Signature (Personal)
Share Secured
Term Share Certificate Loan
Regular Share / Savings
IRA Accounts
Money Market Accounts
Term Share / IRA Certificates
Bump-Up* Term Share/IRA Certificates
Business Dividend Share Draft (Checking)

Rates

Autos / Recreational Vehicles / Boats / Motorcycles


Model Years 2011 & Newer, New/Used

Rates effective May 16, 2012
  Account Type  Maximum Financing †  Maximum Term  APR
Autos, MotorcyclesPurchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 36 months1.29%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 48 months1.49%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 60 months1.79%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 72 months1.99%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 84 months2.99%*  
BoatsPurchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle WarrantiesUp to 144 months7.74%*  
RVsPurchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle WarrantiesUp to 240 months7.74%*  
*(Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
 Return to top


Model Years 2008-2010

Rates effective May 16, 2012
  Account Type  Maximum Financing †  Maximum Term  APR
Autos, MotorcyclesPurchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 36 months1.29%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 48 months1.49%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 60 months2.49%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 72 months2.99%*  
Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP.Up to 84 months3.49%*  
BoatsPurchase* / Refinance:** Up to 100% of Retail ValueUp to 144 months9.24%*  
RVsPurchase* / Refinance:** Up to 100% of Retail ValueUp to 240 months9.24%*  
�Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
 Return to top


Model Years 2005-2007

Rates effective May 2, 2012
  Account Type  Maximum Financing †  Maximum Term  APR
Autos, MotorcyclesAutos: Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. Boats and RVs: Purchase* / Refinance:** Up to 100% of Retail ValueUp to 60 months5.49%*  
BoatsPurchase* / Refinance:** Up to 100% of Retail ValueUp to 144 months10.24%*  
RVsPurchase* / Refinance:** Up to 100% of Retail ValueUp to 240 months11.24% *  
�Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
 Return to top


Model Years 2003-2004

Rates effective May 2, 2012
  Account Type  Maximum Financing †  Maximum Term  APR
Autos, MotorcyclesPurchase*/Refinance**: Autos: up to 125% of Dealer Invoice or Wholesale Value. Motorcycles: Up to 125% of Retail ValueUp to 48 months5.49%*  
^Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
 Return to top


Classic Vehicles / Branded Title

Rates effective May 2, 2012
  Account Type  Model Years  Maximum Financing †  Maximum Term  Terms  APR
Classic VehicleOver 15 Years OldUp to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License. Up to 60 monthsGood or better than good condition. Must be considered Classic, Collectible or Special Interest Car and Listed in the N.A.D.A.
10.24%*  
Branded Title2002-2011100% of Wholesale. Up to 60 monthsSalvaged, Warranty Return or Lemon Buyback, Remanufactured, Prior Taxi/Police10.24%*  
�Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
 Return to top




Privacy Statement    |    Disclosures    |    Contact Us    |    Sitemap    |    Home
Disclaimer: AltaOne Federal Credit Union is not responsible for the privacy practices or the content of web sites which we may provide an access link. While all efforts are made to maintain the accuracy of information presented on the AltaOne Federal Credit Union web site, we cannot guarantee that all information is current. Please contact the Credit Union directly for the most current information at
(760) 371-7000, or toll-free (800) 433-9727
701 South China Lake Boulevard, Ridgecrest, California 93555
NCUA LogoEqual Housing Logo
All Rights Reserved. Copyright© 2012 AltaOne Federal Credit Union.