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Commercial Real Estate

Business Property
A business property loan is ideal for purchasing or refinancing a business property.

Secured by a first trust deed
Maximum 80% loan to value
Minimum $10,000 loan amount
Fixed maturity date not to exceed 12 years as per NCUA rules (may be amortized for any desired period)
Variable interest rate tied to Prime
Loan fees range between .5% to 3%

Income-producing Property
An income-producing loan is what you'll need to purchase or refinance a residential income-producing, non-owner occupied property.

Secured by a first trust deed
Maximum 80% loan to value
Minimum $10,000 loan amount
Fixed maturity date not to exceed 12 years (may be amortized for any desired period)
Variable interest rate tied to Prime
Loan fees range between .5% to 3%

Interest rates on variable rate business loans are tied to the Prime rate and are adjusted quarterly (SBA Loans adjusted monthly).

All loans are subject to approval. Maximum financing and rates may vary as determined by your credit profile. All rates and policies are subject to change without notice.

Disclaimer: AltaOne Federal Credit Union is not responsible for the privacy practices or the content of web sites which we may provide an access link. While all efforts are made to maintain the accuracy of information presented on the AltaOne Federal Credit Union web site, we cannot guarantee that all information is current. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with the residents of California. Securities offered through LPL Financial, member FINRA / SIPC Insurance Products offered through Private Ledger Insurance Services of California, Inc. & its affiliates. [Not NCUA Insured | No Credit Union | Guarantee May Lose Value] Please contact the Credit Union Call Center directly for the most current information at
(760) 371-7000, or toll-free (800) 433-9727
701 South China Lake Boulevard, Ridgecrest, California 93555